Belgians are not particularly opposed to sharing data on their driving behaviour, if it is exchange for rewards or better service. This emerges from a survey conducted by Deloitte, which De Tijd reports upon today (Wednesday).
The survey was carried out amongst 15,000 European consumers, 1,400 of whom were from Belgium. Four out of ten Belgians are prepared to share this data with insurers.
This compares to only three out of ten in the Netherlands and 1 in 4 in Germany, who are in favour of this. Four Belgians out of ten questioned are moreover “indifferent” and two out of ten confirm having “serious concerns.”
Deloitte considers, “These results show that Belgium is an ideal market to test the climate for insurance policies based on telematics data.”
In recent years, several insurance companies have also already proposed insurance premiums calculated on the basis of the “Pay How You Drive” principle, which allows more attractive prices to be offered to careful drivers.
However, according to Deloitte, insurance companies ought perhaps to combine these premiums with more rewards or additional services.
Kasper Peters, Finance Director of Deloitte, explains, “Responding to the question as to what would Belgians would like in return, breakdown assistance scoops first place, followed by the offer of free fuel and breakdown assistance when abroad.”